Manual calculations
Reduce confusion around late payment and meeting penalties.
Charges and penalties module
SACCO Penalty and Charges Management System
Kikundi Plus helps SACCOs and groups manage penalties and member charges in a fair, traceable, and auditable way.
Mfumo unasaidia kusimamia faini za kuchelewa kulipa michango, kutohudhuria mikutano, makosa ya kikundi, na malipo ya faini kwa uwazi.
Problem
Penalties should be fair and traceable
Manual penalty records can create disputes when members cannot see why a charge exists or whether it was paid.
Disputes
Keep charge history and payment status visible.
Waivers and cancellations
Track staff action for accountability.
Features
Penalty and charges features
Manage automatic penalties, manual charges, payments, waivers, caps, and history.
Automatic penalties
Generate late contribution penalties where rules apply.
Manual charges
Create meeting, absence, discipline, and custom member charges.
Payment status
Track unpaid, partial, paid, cancelled, and waived charge status.
Reports
Review charge summaries and member-level history.
Member visibility
Members can see charge details from the mobile app.
FAQ
Common questions
What is Kikundi Plus?
Kikundi Plus is a SACCO and vikoba management platform for members, contributions, penalties, accounts, loans, ledgers, reconciliation, reports, and statements.
Can members view their own balances?
Yes. Members can use the mobile app to view required payments, payment status, balances, penalties, loans, and statements.
Does Kikundi Plus support bank and mobile money tracking?
Yes. SACCOs can register collection and disbursement accounts, then link posted payments to references, transaction IDs, and ledger entries.
Make penalties easier to explain
Use Kikundi Plus to manage charges with clearer rules, payment status, and member visibility.